| Credit Cards Reviews |
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Blue
Cash® from American Express -
Highly Recommended![]()
Summary of Benefits Blue Cash® from American Express® is my top pick from this category. This card has it all. Though it requires a excellent credit record to be accepted in the network, the card provides with some of the best features that one expects from a cash back card. Also the two tier sytem that American Express employs for Blue Cash helps in getting more returns if you use the card more frequently. Blue Cash® from American Express® is designed for those with good or excellent credit who plan to take advantage of the cash back reward program. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.5% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate. Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. This card has no annual fee and a reasonable interest rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card. Therefore, those who plan to take advantage of the cash back reward program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express® has to offer. FUNDAMENTALS OF THE CARD It’s payback time. With Blue Cash from American Express, you can earn up to 5% cash back on virtually everything you buy—and even faster at supermarkets, gas stations and drugstores.* The Blue Cash Card also offers you a 0% introductory APR for 6 months plus the option to pay in full or over time. All that with no annual fee. Why pay for a credit card when you can have one that pays you? Reward yourself today! Apply online now and you can receive a decision in less than 60 seconds. Apply for this Credit Card at www.americanexpress.com |